Kit Car Insurance
Kit car owners are dedicated to producing a vehicle that is their pride and joy and deserve a policy that is designed for their unique needs – which is where kit car insurance comes in. You can find insurance for a kit car that is specifically catered for your needs through many specialist insurers.
What to look for in a kit car insurance policy
Shop around – there are many specialist providers online. Here are some key factors you should look for from a good policy:
- Collection and building coverage – Look for kit car insurance that covers parts while in transit or against damage/theft during the building process.
- All parts covered – Parts may go missing or be damaged so ensure you are covered for this eventuality.
- Track racing – If you plan to race the vehicle in a rally ensure the policy offers you protection.
- Discounts – Many specialist kit car insurance providers will offers discounts if you are part of a members' club.
In addition there are a number of optional extras available with some kit car insurance policies that you may wish to pay a higher premium for, such as:
- Breakdown cover – It may be difficult to find breakdown cover for a kit car with a standard breakdown company so considering adding it to your insurance coverage.
- Legal expenses – In case court action is required after an accident.
- Agreed value cover – Guarantees the amount paid on your vehicle does not decrease in the event of a claim.
- Formal occasion cover – If you plan to use the car for an event such as a wedding.
- Green card cover – For those that wish to drive their kit cars in Europe, this provides the most basic level of overseas coverage.
To find cheap kit car insurance online consider limiting the size of your engine. If you will only drive the car infrequently agree to a mileage limit and also look into enhancing security. Keep the vehicle in a garage when not in use and fit an immobiliser if possible.
Is your kit car roadworthy?
If your kit car is already built you should ensure it is roadworthy. For a kit car to be roadworthy it must complete a single vehicle approval (SVA) testing. This costs around £170 and once completed your vehicle will not usually require an MOT for another three years.
0 comments:
Post a Comment